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Important Facts For Prelims


  • 16 Mar 2024
  • 5 min read

Source: TH

Why in News?

The Ministry of Social Justice and Empowerment launched the 'Pradhan Mantri Samajik Utthan and Rozgar Adharit Jankalyan' (PM-SURAJ) national portal online aimed at offering credit support to the marginalized segments of society, with the Prime Minister as the Chief Guest.

What is PM-SURAJ?

  • The 'PM-SURAJ' national portal aims to uplift the most marginalized sections of society and provide credit assistance to one lakh entrepreneurs from disadvantaged communities.
    • It is implemented by the Ministry of Social Justice and Empowerment and its departments.
  • The portal serves as a one-stop point where people from disadvantaged sections of society can apply for and monitor the progress of all loan and credit schemes already available to them.
  • The credit support will be facilitated through banks, Non-Banking Financial Companies Finance Institutions (NBFC-MFIs), and other organizations, ensuring accessibility across the country.
    • An NBFC MFI is a non-deposit taking NBFC with a minimum Net Owned Funds (NOF) of Rs. 5 crore (Rs. 2 crore for those registered in the North Eastern Region of the country) and having at least 85% of its net assets as “qualifying assets (intended use or sale)”.

What is the NAMASTE Scheme?

  • About:
    • The NAMASTE Scheme is a central Sector Scheme formulated in 2022, by the Ministry of Social Justice and Empowerment (MoSJE) and the Ministry of Housing and Urban Affairs (MoHUA).
      • It aims to ensure safety, dignity, and sustainable livelihoods for urban sanitation workers.
    • The Self-Employment Scheme for Rehabilitation of Manual Scavengers (SRMS) has been renamed as the NAMASTE.
      • The SRMS scheme was launched in 2007 to help rehabilitate manual scavengers and their dependents.
    • The NAMASTE scheme is to be implemented over 4800 Urban Local Bodies (ULBs) of the country, during the next three years i.e. up to 2025-26.
  • Objectives:
    • Rehabilitation of Manual Scavengers (MS) and Persons Engaged in Hazardous Cleaning of Sewer and Septic tanks (SSWs).
    • Promotion of safe and mechanised cleaning of sewers and septic tanks through trained and certified sanitation workers.
  • Intended Outcomes:
    • Zero fatalities in sanitation work in India.
    • All sanitation work is performed by formalized skilled workers.
    • No sanitation workers come in direct contact with human faecal matter.
    • Sanitation workers are collectivised into Self Help Groups (SHGs) and are empowered to run sanitation enterprises.
    • Sewers and SSWs and their dependents also have access to livelihoods by providing capital subsidies for purchase of sanitation-related equipment.
    • Increased awareness amongst sanitation services seekers (individuals and institutions) to seek services from registered skilled & certified sanitation workers
    • Extending Health Insurance Scheme benefits under Ayushman Bharat, Pradhan Mantri Jan Arogya Yojana (PM-JAY) to SSW & manual scavengers and their family members.

What are India's Other Credit Schemes to Empower Marginalized Sections?

UPSC Civil Services Examination, Previous Year Question (PYQ)


Q. ‘Rashtriya Garima Abhiyaan’ is a national campaign to (2016)

(a) rehabilitate the homeless and destitute persons and provide them with suitable sources of livelihood

(b) release the sex workers from their practice and provide them with alternative sources of livelihood

(c) eradicate the practice of manual scavenging and rehabilitate the manual scavengers

(d) release the bonded labourers from their bondage and rehabilitate them

Ans: C

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