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बेसिक इंग्लिश का दूसरा सत्र (कक्षा प्रारंभ : 22 अक्तूबर, शाम 3:30 से 5:30)
Government Launches Sukanya Samriddhi Yojna
Dec 12, 2014

Government has launched Sukanya Samriddhi Yojna—a saving scheme is for girl child. This scheme is specially designed for girl’s higher education or marriage needs. 

Main Features

  • Sukanya Samriddhi account can be opened on girl child name by her biological parents or legal guardian.

  • Per girl child only single account is allowed. Parents can open this account for maximum two girl child. In case of twins this facility will be extended to third child.

  • Maximum age limit for opening this account is 10 years. One year relaxation available this year.

  • Minimum deposit amount for this account is Rs. 1000 and maximum is Rs. 1,50,000 per year.

  • If minimum amount is not deposited, there will be fine of Rs. 50 every year of default.

  • Money to be deposited for 14 years in this account.

  • Money can be deposited by cash or cheque.

  • Maturity date is 21 years from date of opening or marriage date of girl child whichever is earlier.

  • Expected interest rate of this account is 8.5-9 percent per month.

  • One can withdraw 50 percent money for higher study of girl child after her age of 18 years.

  • Account can be opened in post office or in Authorized bank branches.

  • This account can be operated by parents of child till girl attains age of 10 years. On attaining age of ten years,  the account holder that is the girl child may herself operate the account.

  • This account can be closed in case of death of girl child.

  • Passbook facility is available with Sukanya Samriddhi account.

  • The pass book shall be presented to the post office or bank at the time of depositing money in the account and receiving payment of interest and also at the time of final closure of the account on maturity.

Document required for opening Sukanya Samriddhi account are, Birth certificate of girl child, Address proof and Identity proof.


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