Sahakar Sarathi | 17 Dec 2025

Why in News? 

The Government of India has established Sahakar Sarathi, a Shared Service Entity (SSE), to modernise and digitally empower Rural Cooperative Banks (RCBs). 

Key Points

• Establishment of Sahakar Sarathi: Sahakar Sarathi (SSE) has been set up with the approval of the Reserve Bank of India (RBI) to strengthen the technological and service capabilities of Rural Cooperative Banks. 
• Date of Registration: The entity was registered on 21 July 2025 with the aim of providing shared infrastructure for cooperative banking digitalisation. 
• Authorised Capital & Shareholding: Sahakar Sarathi has an authorised capital of ₹1,000 crore, with equal 33.33% shareholding each for NABARD, NCDC, and Rural Cooperative Banks. 
• Services Provided: It offers shared modern banking infrastructure and digital services including: Common Core Banking Solutions (CBS), Digital payments like AePS and UPI, Cybersecurity, IT governance etc. 
• Purpose & Impact: The initiative seeks to help RCBs provide modern, standardised, and digital banking services, enhance customer reach, and improve operational efficiency comparable to other regulated financial institutions.