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India Post Discontinues Money Order Service
Apr 07, 2015

A 135-year-old legacy comes to an end. India Post has discontinued the traditional money order service, which was an integral part of the department since 1880, facilitating pan-India door-delivery of funds to a payee from over 155,000 post offices.

  • In an era of instant communications, the traditional money transfer facility has made way for an electronic version, which was introduced in October 2008.

  • In place of money order India Post now have Electronic Money Orders (EMO) and Instant Money Orders (IMO) systems. Both these are much faster and simpler means to remit money.

  • The IMO system provides instant money order service for amounts ranging from Rs. 1,000 to Rs. 50,000. 

  • An instant, web-based system, money can be remitted by designated IMO post offices—where an electronic version of a form is filled along with an identity proof.

  • Once the money is transferred electronically, along with one of the 33 standard messages that can be chosen by the remitter, the payee can visit the post office and receive the money on producing a proof of identity. 

  • The money can also be be credited to the savings bank of a payee.

  • In the case of EMO, money is paid at the door-step of a payee (from Re. 1 to Rs. 5,000) within a day, along with 21 standard messages. 

  • It can be booked at an authorised post office and delivered pan-India from all delivery post offices.

  • This can also be tracked on the India Post website.

The money order system in India was transferred from the official Treasury Department to the Posts and Telegraph Department in 1880 to save people the ardour of long journeys they had to often undertake to pay revenues and rent. From a mere 283 such transactions at that time, it grew to 108 million by the time the service was in vogue for 100 years in 1980. The numbers dropped to around 95 million when the EMO and IMO schemes were launched.


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